Benefits Think

Keep in mind that there is no fee structure free of conflict, cheaper doesn’t mean better and recommendations don’t come in a vacuum, says investment strategist Jess DeGabriele.

Lawsuits against Cigna self-insured plans for alleged fraudulent behavior is a warning for employers that there will be more, says attorney Brenna A. Davenport.

It’s not just fees that are eroding retirement nest eggs. It has more to do with bad employee behaviors.

Getting past back office obstacles such as employee reluctance to change is the best way to ensure technology implementation will go well for clients.

By encouraging companies to involve partners in wellness offerings, brokers can help businesses create a support system at home that has the potential to drive better health and performance at work.

If the GOP moves forward with it, companies will lose a major incentive to provide benefits and the true problem — reducing costs — will not be addressed, says adviser Craig Hasday.

By involving partners in wellness offerings, companies can create a support system at home that has the potential to drive better health and performance at work.

Advisers can help employers make better decisions by teaching leadership to be smarter consumers, says The Graham Company’s Dan Jordon.

Plan sponsors should limit loans to hardship criteria, allow just one at a time and refer potential borrowers to an employee assistance program for financial counseling.

Including well-being offerings that go beyond physical considerations — such as flexible work schedules and financial education — will pay off with a more motivated and competitive workforce.