Benefits Think

Near-site clinics can increase employee wellness and satisfaction.

Rather than focus attention — and dollars — on getting workers fit, employers are beginning to zero in on helping them manage chronic illness.

By not prioritizing the use of pharmacy benefit management drug rebates, the administration is hurting companies, who shoulder the burden of rising costs by all stakeholders in the supply chain.

In a national plan, employers are pooled together to purchase stop-loss insurance. Companies pay smaller day-to-day claims as they come, but enjoy greater protection against catastrophic claims as well as the purchasing power of a large group.

Much like stop-loss coverage, advisers can use telehealth services to help clients make the leap to becoming self-insured.

What’s the point of having a robust benefits package if employees aren’t taking advantage of it?

A proactive approach can reduce claims and increase employee productivity.

Providing telehealth visits and offering workers a personal advocate to transfer medical records or schedule appointments are among the strategies employers should consider.

You’re not out of luck — for smaller, self-insured organizations, near-site healthcare is an affordable, scalable option.

After the advocacy group that represents older Americans challenged the EEOC’s wellness regulations, employers must take a hard look at how they want to proceed with their programs.