Benefits Think

Commentary: Many brokers underestimate the impact a comprehensive disability management philosophy can have on the total cost of an employee benefits program.

Reducing cash-outs and stranded 401(k) accounts increases average account balances, a key industry metric for measuring retirement plan success.

Last week's NLRB decision will make many business leaders’ heads spin, issuing a new legal standard to be used when determining if a business is a “joint employer” of another’s employees.

Commentary: The company’s new tactic of comparing itself to brokerages across the country “goes beyond the line of ethical standards,” says HR Technology Advisors' Joe Markland.

Commentary: There are rampant and seemingly uncontrollable costs of sustaining life in a system which lacks any semblance of common sense.

Commentary: There are other much larger and offensive “holes” in the current disclosure that are more deceptive and allow more conflict of interest than DOL’s proposed BICE.

With the increase to the individual mandate penalty slated for 2016, will more people seek coverage through their employers or the public exchanges?

Commentary: There is a new normal when it comes to underwriting offers in the employer-sponsored or group LTCI marketplace.

With open enrollment season upon us, there’s a lot of talk about benefits communications. Here are three tips to ease the communications burden.

Commentary: We find our clients like having a guaranteed income, and they also like having buckets of income that start at different times and are taxed in different ways.