Benefits Think

Commentary: Bloviating terms have no meaning to plan participants, who simply want to know if their pensions will be delivered as promised.

Commentary: Even though much has changed in the last 10 years, we may still describe the 403(b) market as “wild,” says The Principal’s Aaron Friedman.

Commentary: Technology helps, but it does not replace the expertise and experience of a broker. Rather, it helps to elevate what the broker can supply to a level that is equal to consumer demand, says Zywave’s Dave O’Brien.

Commentary: Many safe harbor IRAs don’t live up to their name and could leave sponsors with unexpected fiduciary liability.

Commentary: There is no better time to be a broker, says Zywave’s Dave O’Brien.

Commentary: Employer interest in exchanges is high, but adoption rates have lagged behind projections for 2015.

Commentary: Brokers are strategically positioned to encourage employers to commit to a more productive workforce.

Commentary: Many of the world’s leading employers offer expert second opinions as a valued employee benefit that can save money by averting unnecessary testing and treatment, decrease absenteeism, and promote employee retention.

Increasingly, employers are expanding wellness programs to include financial guidance. But do these programs go far enough?

Commentary: Personal care in times of great distress not only delivers more effective care, but it also does it more efficiently, says Sam Fleet.