Benefits Think

Commentary: While the rules are clear that employers cannot reimburse employees for coverage purchased on the Affordable Care Act’s exchanges, broker David C. Smith explores questions about post-ACA reimbursement arrangements, particularly HRAs.

Commentary: Allowing direct access between carrier resources and clients won’t just save you time — it can help reduce instances of disability in the workplace, says The Standard’s Brian Kost. Addressing issues early can help clients diminish the need for an employee to file a disability claim at all, he says.

Commentary: Addressing bswift’s annual benefits study, CEO Rich Gallun identifies trends and provides insight into how organizations are using wellness initiatives, consumerism and technology to shift responsibility for benefit decision-making and management from employer to employee.

Road to Workplace Benefits Mania: Ahead of the July conference, speaker Phyllis Falotico discusses why it’s important for brokers and carriers alike to help employers evolve the experience of voluntary benefits from just providing access to products to driving awareness of the need to their employees.

Retirement plan sponsors can do their due diligence on the good (and bad) of the financial advisers they work with by using tools such as FINRA's BrokerCheck.

Commentary: Exchanges have been successful for retiree coverage. But, will they work for core coverage? Frenkel Benefits’ Craig Hasday shares points to consider with your clients.

Commentary: Because selling is a tough job, it’s often necessary to do things differently to close sales. Columnist John Graham shares six ways to go about it.

While you can’t improve the health of your workforce without baseline measures and programs, a myopic health-risk-only strategy is a recipe for employee rejection, cultural conflict and poor results.

Road to Workplace Benefits Mania: Ahead of the July conference, speaker Rick Cavanaugh outlines the highlights of a legal insurance plan for benefit brokers to consider.

Most workers know that they have rights that entitle them to be free of illegal discrimination and from retaliation for reporting concerns of illegal discrimination in the workplace. However, many workers do not realize that they have rights to be free from discrimination even prior to being hired.