Benefits Think

As an employee benefits adviser with a major share of your business in health insurance, it is easy to focus on all the challenges in front of you. How can you turn lemons into lemonade? Live an attitude of gratitude and try to remember challenges bring opportunities and no matter how bad you think you have it, someone else usually has it worse.

A new survey suggests workers under the age of 25 are significantly more confident than others that they are on track for a comfortable retirement. Is it youthful arrogance, or has the younger generation absorbed some of the financial lessons we need them to learn?

A new survey suggests workers under the age of 25 are significantly more confident than others that they are on track for a comfortable retirement. Is it youthful arrogance, or has the younger generation absorbed some of the financial lessons we need them to learn?

Three separate studies conclude that being bored and gossiping at work are good, but meetings are bad. If that's the case, EBN Editor Kelley M. Butler questions whether going to work even worth it.

Today’s business world is global, and providing insurance mandated by the government for contractors with employees at oversea military bases can present a great opportunity for a broker, says EBA Blogger Sam Fleet.

Some employers assert that the play-or-pay mandate will raise their costs and force them to make workforce cutbacks. As a result, a number are considering eliminating their health care coverage altogether and instead paying the penalty on their full-time employees. While the “pay” option might be worth considering, there are strong reasons why employers should look carefully at all of their options and do their best to calculate the actual outcomes of each.

With the core of PPACA set to begin in 2014, employers need to start making decisions now. UBA CEO Thom Mangan says that while the “pay” option might be worth considering, there are strong reasons why employers should look carefully at all of their options and do their best to calculate the actual outcomes of each.

A report in the Journal of Consumer Research finds that a five-minute visit to Facebook lowers users’ self-control in decisionmaking, including decisions about what to eat.

Guest blogger Linda K. Riddell shows how an eye for detail and some simple calculations could prove to be a life-saver for employees that are overusing/abusing narcotic painkillers. As always, share your thoughts in the comments.

As you look back on 2012, EBA Blogger Andy Torelli says now is the best time to develop a realistic business plan for 2013 and provides the real things to look back on.