Benefits Think

While employers have increasingly adopted CDHPs as a lower cost option, employees have been slower to embrace them. A recent study reveals one stat likely to increase participation, writes BeAdvised contributor Doug Mantz.

Sixty-eight percent of employers will deck the halls this year, compared to 61% in 2009, SHRM finds. Even better news, fewer organizations cancelled holiday parties this year due to finances, down to 8% from 12% in 2010 and 20% in 2009.

When meeting with a prospect or client are you clear about what's important to them? Steve Kloyda shares a fly fishing tale in today’s BeAdvised and describes why you not only have to select the right bait but you have to hit the bullseye.

Have you taken a chance to reflect on your adviser practice? With 2011 coming to an end, BeAdvised contributor Robert Arnoff shares four ethical questions to keep in mind for 2012.

Humans are complex and fascinating beings. And, they make decisions based on many factors – including things that aren’t rational. That’s what makes it so challenging to engage people in wellness programs and activities. Most of us want to be healthier and we certainly know why it’s important. So, why aren’t more of us living healthier lives? …

Question: What options are available these days for employers who need to cut back on retiree health spending, but still want to provide health care to their former workers? Long after employees retire with the proverbial gold watch, a company may still be carrying them on the books. Through collective bargaining, contractual obligations, or simply a commitment to doing what is right, the employer often arranges for group retiree coverage. …

It's no secret that most provisions in the Patient Protection and Affordable Care Act arent' going to win any popularity contests. However, a recent poll conducted by the Kaiser Family Foundation reveals Americans' most liked PPACA provisions.

The network is looking to interview an employee who stopped contributing to his/her 401(k) during the height of the recession, but has since resumed deferrals because his/her employer reinstated its matching contributions.

What if you could increase your relevancy and be one of the “top 5” advisers that clients call? Read in today’s BeAdvised how remaining relevant to your clients amidst an ever-changing benefits environment will help you get there.

According to the Human Rights Campaign, 39% of Fortune 500 companies now offer transgendered employees and/or dependents health benefits to cover medical costs associated with gender reassignment surgery, up from 1% in 2004.