Fiduciary standard

Plan sponsors should keep in mind that while the coverage isn’t legally required, it’s needed protection if breach accusations occur.

Employers are looking for a partner who is knowledgeable about regulatory changes, will focus on improving 401(k) performance and will help minimize costs.

Retirement advisers can protect their book of business by redefining their service model and partnering with specialists.

Financial advisors can still be held liable for violating impartial conduct standards even though the fiduciary rule has been delayed until 2019.

The regulation's enforcement provisions will not take effect until July 1, 2019, the Labor Department said.

Saving too much for retirement could force clients to take loans or make withdrawals that would carry taxes and penalties.

Saving too much for retirement could force clients to take loans or make withdrawals that would carry taxes and penalties.

Moving funds into an advised account constitutes fiduciary investment advice and must be monitored carefully.

Moves by Nevada and others threaten to create compliance confusion.

The regulation enacted in June spurred employers to update their plan design and investment menus and some are even shopping for new advisers.