Going self-funded: What you need to know before switching

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For many growing organizations, health benefits have become one of the largest line items on the P&L, yet remain the most difficult to manage. If you are operating under a traditional fully-insured model, you are likely facing a "black box" of data, annual premium hikes that feel arbitrary, and a rigid plan design that doesn't actually reflect your company culture.

This guide breaks down why moving to a self-funded model is no longer just an option for the Fortune 500—it is the financially responsible move for any scaling business.

Key Takeaways from the guide:

  • Total Cost Control: Discover how self-funded employers manage healthcare cost growth more effectively than fully insured peers through flexible plan design.
  • Unlocking Your Data: Claims data is your most important asset. Learn how to move past the "lock and key" of traditional plans to get real-time, actionable insights.
  • Customization for Your Culture: From fertility benefits to telemedicine, see how self-funding allows you to implement programs based on your unique employee needs rather than a carrier's template.