Insurance

Although the Supreme Court upheld subsidies on the exchanges, there remain key aspects of the ACA that broker and employer lobbyist organizations continue to seek to amend and/or repeal.

Commentary: The Medicare Access and CHIP Reauthorization Act of 2015 allows quality measurement organizations to develop quality measures using Medicare data and share it with employers and insurers for the purposes of designing their health plans.

Commentary: The next case to watch, launched by Speaker John Boehner last November, could once again put public exchange assistance in jeopardy.

The Supreme Court’s ruling in King v. Burwell that subsides on the federally-facilitated marketplace can continue may present an opportunity for struggling state-based marketplaces to switch to Healthcare.gov, as other challenges remain for exchanges nationwide.

Eliminating subsidies ‘would destabilize the individual insurance market in any state with a federal exchange,’ Chief Roberts says.

Today, in a 6-3 decision written by Chief Justice Roberts, the Supreme Court ruled in King v. Burwell that subsidies used to purchase health insurance in the 36 states on the federally facilitated marketplace are legal, thus avoiding the “death spiral” so often referred to by Congress. What does this ruling mean for employers?

The time of “what-ifs” for employers ended Thursday as the U.S. Supreme Court issued its ruling upholding the challenge to state subsidies in King v. Burwell, and employers should maintain business as usual going forward, according to most industry observers.

The Supreme Court’s highly anticipated decision in King v. Burwell to uphold subsidies on the federal exchange removes uncertainty and shifts the focus of advisers and their clients back to ACA compliance.

A 6-3 decision in favor of the HHS secretary in King v. Burwell means tax credits can continue to be used to purchase health coverage in states using the federal exchange.

The Senate yesterday revived its effort to separate broker commissions from a medical loss ratio formula created by the Affordable Care Act.