Podcasts

The American Benefits Council and the U.S. Chamber of Commerce are among the organizations calling on Congress to pass proposals that would establish a premium reduction program.

Sarah Swanbeck is a public policy analyst with expertise in California state and local governance and budget issues. She previously worked in Legislative Affairs for California Common Cause, a nonprofit that advocates for more open, honest, and accountable government. Outside the realm of California politics, Sarah has spent years working as a policy analyst on both state and local issues. As an analyst for the Controller in San Francisco, she worked with a range of city departments to improve the efficiency and effectiveness of their services. She also previously worked for the Public Policy Institute of California and the the California Public Utilities Commission on state energy and water policy. She holds an MPP from the Goldman School of Public Policy at UC Berkeley and a BA in Economics from Wellesley College.

Sarah Anzia is a political scientist who studies American politics with a focus on state and local government, elections, interest groups, political parties, and public policy. Her book, Timing and Turnout: How Off-Cycle Elections Favor Organized Groups, examines how the timing of elections can be manipulated to affect both voter turnout and the composition of the electorate, which, in turn, affects election outcomes and public policy. She also studies the role of government employees and public-sector unions in elections and policymaking in the U.S. In addition, she has written about the politics of public pensions, women in politics, the historical development of electoral institutions, and the power of political party leaders in state legislatures. Her work has been published in the American Political Science Review, the American Journal of Political Science, the Journal of Politics, the Quarterly Journal of Political Science, and Studies in American Political Development. She has a Ph.D. in political science from Stanford University and an M.P.P. from the Harris School at the University of Chicago.

Younger employees need coaxing and encouragement to save for the future.

Despite the recent market downturn, workers should remain invested in their employer-sponsored 401(k) plan.

Employers should auto-enroll employees, offer health savings accounts and provide financial education online.

Teresa Epperson is a partner with A.T. Kearney in its financial institutions practice. Previously, she was managing director at AlixPartners. She has also held leadership roles at FleetBoston and Fidelity Investments. Her background covers a broad span of retail business lines, including consumer lending, credit and debit card, and consumer investments (brokerage, retirement, annuities).

Kirill Radchenko is CEO of Paygine.