Retirement planning

Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.

NIRS research reveals how these plans offer more incentives for educators to stay on the job while easing personnel planning.

Retirement benefits are safe from tax changes at the moment, but there are still ways legislators can act to improve the system.

Employers that are in the process of soliciting deferral elections for their plans may wish to notify participants in order to make an informed decision on deferral election.

And the upper chamber is still considering cutting 401(k) catch-up funding for higher earners.

Hot stock market is driving most of the growth but automatic enrollment is helping too.

Both defined benefit and defined contribution program overseers need to update their costs and strategies before January.

Workers often don’t aggregate old retirement savings plans at new jobs, leaving behind orphaned accounts that need attention.

After noticing that workers were borrowing against their 401(k)s, the insurer launched a fiscal wellbeing program to address their money woes.

Workers should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.

With congressional action making 401(k) plan savings leakage more likely, advisers must increase focus on holistic financial wellness as a preventative measure.

Clients should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.

After noticing that workers were borrowing against their 401(k)s, the insurer launched a fiscal wellbeing program to address their money woes.

Employees should search the Department of Labor's Form 5500 filings to get their former employer's contact information.

Clients should search the Department of Labor's Form 5500 filings to get their former employer's contact information.

By leaving retirement accounts as is, Congress missed an opportunity to help workers who have not saved for the future.

Clients who intend to name minor children as beneficiaries of their IRAs should take taxes into consideration before making a decision.

Clients who intend to name minor children as beneficiaries of their IRAs should take into consideration the "kiddie tax" before making a decision.

It is also not expected to repeal the Obamacare individual mandate.

Retirees are often pushed into a different tax bracket with many paying more in retirement than they were while working.