Retirement planning

The Affordable Care Act removed a key constraint by making cost-effective healthcare available outside of full-time employment, which gave people many more options around retirement and work.

Real estate can be a good investment because historical data show that increases in rental rates outpace inflation, but there are caveats for clients to consider.

Retirees are better off taking withdrawals from their retirement accounts in their 60s so they spread out their tax liability.

The Affordable Care Act removed a key constraint by making cost-effective healthcare available outside of full-time employment, which gave people many more options around retirement and work.

Those who leave the workforce are better off taking withdrawals from their accounts in their 60s so they spread out their tax liability.

With high medical prices causing many workers to contribute less to their 401(k)s, plan sponsors should encourage employees to consolidate savings in their current-employer plan to help them in their post-work years.

Plan sponsors will continue to get documentation when they start a new plan, explains benefits lawyer Chris Collins.

Seniors who want to relocate in retirement to a different place from what their spouse prefers may opt to maintain two homes.

With high medical prices causing many workers to contribute less to their 401(k)s, plan sponsors should encourage employees to consolidate savings in their current-employer plan to help them in their post-work years.

More and more Americans are spending their golden years on the job.