Social Security benefits

Many Gen Xers do not have enough retirement savings even as they approach their peak earning years.

Employees who converted traditional IRA assets into Roth last year can still undo the conversion this year if they are going to pay more in taxes than what they were supposed to gain

Benefit are usually expected to replace about 40% of their pre-retirement income, but that's an average, so many workers will get even less. The question is: how much less?

A decline in income as a result of the death of a spouse and an increase in medical expenses both pose a serious risk to retirement but can be curbed with proper planning.

Employees who intend to invest in an IRA and make the most of the account should determine which of a Roth and a traditional IRA will best suit their needs.

Working seniors who intend to start collecting Social Security benefits in the middle of the year should know about the monthly earnings test.

A study suggests seniors tend to be healthier and live longer if they continue working past the retirement age, rather than leaving the labor force for good.

Raising the payroll tax is the easy way (in theory); here are other solutions for funding the Social Security shortfall.

Working longer and delaying Social Security could result in a bigger retirement benefit.

Retirees are advised to step back to get a better perspective and then review their asset allocation in their portfolio.