Nearly half of workers fear using disability benefits could cost them
A new survey highlights a disconnect between disability benefits availability and employee confidence in using those benefits when health issues arise.
Healthcare
How HSAs can help organizations stave off $183B in lost productivity
Better benefit plan design and HSAs can support employees as they struggle to afford their medical bills.
Benefits Think The hidden assumption in every benefits strategy
Insurers are financial institutions, not healthcare companies, which has significant implications for how we can fix problems that have been around for years.
Ben Conner
Conner Insurance
The biggest caregiving trends every employer should be watching
Caregiving is now a reality for nearly 1 in 4 U.S. workers, reshaping how employers think about benefits, flexibility and support for working families.
Benefits Think The post-subsidy ACA reality: What it means for benefits and the evolving broker role
A look at the current challenges facing employees and employers, and how to deliver value to clients.
Benefits Think The post-subsidy ACA reality: What it means for benefits and the evolving broker role
A look at the current challenges facing employees and employers, and how to deliver value to clients.
Benefits Think How lifestyles are reshaping voluntary benefits
Employers are beginning to explore a wider range of offerings that support everyday financial stability and real-life priorities beyond traditional insurance options.
How sticking with ICHRAs minimizes disruption, part 2
With this alternative model, benefit professionals have the potential to not only stabilize employee health benefit costs but actually return dividends.
Benefits Think How to solve client caregiving crises
The key to preventing employees with heavy family responsibilities from burning out is to make caregiving visible inside the culture, then align benefits around that reality.
Chuck Greenblott
Power 10 Financial
Repayment benefits are increasing employees’ access to care
Expanding care coverage is going to be crucial to improving access to care for employees struggling to make ends meet.
How employers can support mentally, financially strained caregiver staff
A new survey finds 77% of caregivers feel financially overwhelmed as they juggle jobs and care duties, exposing gaps in workplace support systems.
How to stabilize your GLP-1 budget amid increasing demand, cost
As healthcare prices and employee interest soar for the blood glucose and weight control drugs, offering coverage through lifestyle spending or specialty care accounts can help contain costs.
Health benefits spending soars, but employee confusion persists
Even as employers spend more on health plans, employees report confusion over coverage details, fueling calls for better communication and tools.
How sticking with ICHRAs minimizes disruption, part 1
Experts suggest locking in this emerging alternative to traditional health insurance coverage to help stabilize soaring health benefit costs.
Benefits Think Auditing the adviser business model in a fiduciary era
If we expect the C-suite to take on the personal liability associated with a fiduciary charter, then we must provide them with a conflict-free partnership.
Donovan Pyle
Health Compass Consulting
With 42% of men skipping preventative care, improving these 4 health categories is critical
To improve attention to male health, employers should start with enhancing benefits education, enabling time off for appointments, and championing mental wellness.
Benefits Think Why AI alone won’t solve the mental health crisis
The real breakthrough will come when we stop treating mental health as a standalone benefit and start treating it as an essential part of how we care for people.
Dr. Cole Barfield
First Stop Health
How to make cell and gene therapies affordable
Brokers are urged to read the fine print on stop-loss contracts to ensure adequate coverage is in place, and have clients pool risk whenever necessary.
As GLP-1 costs climb, more employers weigh dropping coverage in 2027
A growing share of employers are rethinking coverage of the weight-loss drugs as costs rise and early expectations of lower obesity rates and surgical needs have yet to surface in claims data.
Benefits Think ICHRA isn’t a new product — it’s a new role for brokers
Introducing an individual coverage health reimbursement arrangement represents a shift from selling products to becoming a real strategic partner.
