Best 2050 target-date funds of 2019
Steady gains made in equity markets last year were "clearly a tailwind,” an expert says.
Investment returns
Retirement benefits for millions may be slashed without pension agency reforms, warns GAO
The Pension Benefit Guaranty Corp. is facing a $54 billion deficit for insuring multiemployer plans in unionized industries, says the GAO report.
Make the most of the new military retirement plan
Those who signed up in the past year will get a smaller pension than they would under the old system, but they can expect additional benefits from the tax-advantaged Thrift Savings Plan.
Social Security is 66% of retirees’ primary source of income — that’s a problem
Benefits are meant to replace just 40% of preretirement income, so many retirees should consider creating new income sources, such as running a small business or renting out a property.
Helping clients cope during tough markets
Taking these steps can help clients insulate themselves from some of the market volatility that we've been experiencing recently, says one expert.
Top-performing active mutual funds over 3 years
Factors including low interest rates may have contributed to success.
What should retirees do if the market goes against them: Opinion
Market valuations may not be a reliable tool to use to make investing decisions so it can be prudent for savers to assume low investment returns, says an expert.
One thing pre-retirees never talk about but should
Reinventing a new life may involve uncovering new interests and a new way to live after you leave your career.
Millennials could be hit hard by delaying Social Security fix
Millennials and other younger clients would see their Social Security benefits decrease 21% once the program runs out of funds by 2034.
The surprising thing seniors miss the most about pre-retirement life
Working longer can be a great decision, as it will allow seniors to keep themselves healthy as well as allow them to delay filing for Social Security benefits.
Single? Married? Divorced? How and when workers should claim Social Security
Employees have a hundred—if not a thousand—possible options to consider when claiming Social Security benefits.
Workers putting retirement savings ahead of regular savings
New research finds that Americans are stashing more cash in their 401(k)s than in savings account.
One thing workers can do now to improve odds of retiring early
Employees should do a quick assessment of their retirement prospects while still working.
Roth 401(k) plans not fully appreciated by many workers
The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."
Roth 401(k) plans not fully appreciated by many clients
The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."
Preparing employees for a stock market downdraft
Workers should consider the next market downturn as an opportunity to invest in stocks that are "on sale."
Gold and silver IRAs: Approach with caution
Gold tends to hold its value in the long-term, but it's volatile — almost as much as stocks — so clients may need decades to ride out its ups and downs,
Workers’ confidence in savings grows first time in 6 years
The stock market has been on a tear which helps explain the rising optimism in retirement optimism.
Americans’ confidence in their savings grows for the first time in 6 years
The stock market has been on a tear, writes a financial analyst, which helps explain the rising optimism.
10 investment actions for DB plans in 2017
Willis Towers Watson says a variety of operational, strategic and portfolio management goals will help plan sponsors best utilize resources to improve outcomes.
