Investments

New research finds that Americans are stashing more cash in their 401(k)s than in savings account.

Engaged savers, specifically those who are near the end of work, deserve an appropriate spectrum of risk options.

Employees looking to launch a business should consider collecting their retirement benefits early.

Employees should do a quick assessment of their retirement prospects while still working.

Many younger workers find it difficult to think beyond their student debt, which averages $32,731 with an average monthly payment of $393, according to the Federal Reserve.

In order to avoid an audit, pension planners should conduct periodic audits for hard-to-find former employees.

Holding too much cash is one of the common errors that employees make when saving for retirement.

Retirees should take advantage of their flexible schedule, which allows them to go on vacation during off season to save on costs.

Retirees should take advantage of their flexible schedule, which allows them to go on vacation during off season to save on costs.

While clients cannot determine their health care expenses and taxes in retirement, they can improve their prospects by minimizing investment fees and diversifying their portfolios.