Medicare

Working 30 years instead of 29 will yield a fractional monthly benefit increase—"like by 1/29th"—says one expert, who also notes how get a good idea of future benefit

Working 30 years instead of 29 will yield a fractional monthly benefit increase—"like by 1/29th"—says one expert, who also notes how get a good idea of future benefit

Open enrollment offers seniors the opportunity to change their plans and save hundreds of dollars.

Open enrollment offers seniors the opportunity to change their plans and save hundreds of dollars.

Medicare is needlessly complicated so people often become paralyzed, cannot make a decision and end up doing nothing, says an expert.

Medicare is needlessly complicated so people often become paralyzed, cannot make a decision and end up doing nothing, says an expert.

Their hospital bills will not be covered if they were not formally admitted into the hospital for three consecutive days and were put under observation status.

Their hospital bills will not be covered if they were not formally admitted into the hospital for three consecutive days and were put under observation status.

Buffalo, N.Y., is one of five cities where retirees who rely solely on Social Security for income can live comfortably.

Buffalo, N.Y., is one of five cities where retirees who rely solely on Social Security for income can live comfortably.