Medicare

While it is understandable for parents to support their children's athletic goals, they should learn to cut back on other expenses.

While it is understandable for parents to support their children's athletic goals, they should learn to cut back on other expenses.

Even people who have not earned 40 work credits can still sign up for the program but will have to pay a premium for hospital coverage.

Although we are only halfway through 2016, three trends have notably emerged and taken the front seat in the employee benefits world.

Even people who have not earned 40 work credits can still sign up for the program but will have to pay a premium for hospital coverage.

Although we are only halfway through 2016, three trends have notably emerged and taken the front seat in the employee benefits world.

Remind clients now that encouraging an employee to take Medicare versus staying on the group health plan is a potential minefield, says adviser David C. Smith.

Traditional group coverage is dropping as employers help workers find other options, including private exchanges.

Some group programs are being dropped and workers being moved to individual private exchanges.

New calculation methods and benefit expectations will leave employers needing plan-design help from advisers.