Portfolio construction

The next generation can assist loved ones with applying for financial assistance, reducing expenses and developing a financial plan.

Heavily weighting any single stock has the potential to make a portfolio more volatile.

Although earnings in a deferred annuity will not be included in an investor's adjusted gross income, future withdrawals from the annuity could trigger a bigger tax bill.

It would raise enough new revenue to more than restore long-term balance of the program.

Want to have a fulfilling retirement? Employees are advised to set goals and have a bucket list of activities that will make them productive.

The wealth in retirement accounts could shrink by that much due to annual defaults on 401(k) loans. The projected loss is about 2.7% of the $7.8 trillion in retirement accounts.

The "Rule of 100" follows the rule-of-thumb of growing more conservative as investors grow older, but it also may be obsolete since it was developed when interest rates were higher.

These loans can be a good option in some cases, but they're not a cheap way to borrow money so senior citizens with good credit may have cheaper alternatives.

Benefit are usually expected to replace about 40% of their pre-retirement income, but that's an average, so many workers will get even less. The question is: how much less?

Despite the recent market downturn, workers should remain invested in their employer-sponsored 401(k) plan.