Retirement benefits

The addition of a Roth in-plan conversion feature to a company's 401(k) plan may be viewed by executives as an important tax planning tool.

A bipartisan legislative proposal to spur greater sponsorship of retirement plans by smaller employers and higher deferral levels by plan participants has been proposed once again in Washington.

President Barack Obama’s $3.99 trillion fiscal 2016 budget proposal echoes and expands on much of what he presented during his State of the Union address last month, from expanding sick leave to enhancing training and providing some free access to community colleges.

If you are responsible for overseeing your company's retirement plan, then you know that a key measurement of success is employee participation rates. Of course your plan's participation helps employees save as much as they can for retirement, but it also ties directly to passing nondiscrimination tests.

The high court’s unanimous ruling affirms contract law principles.

Workers closing in on traditional retirement age may have to recompute the amount of money they’ll need to live comfortably, and significantly up their contributions to any workplace-sponsored retirement plan during their final working years.

The Supreme Court’s ruling in M&G Polymers USA, LLC v. Tackett affirms the principles of contract law.

Retirement plan service providers want to maintain the workplace retirement system status quo. Unfortunately for them, a few influential groups want the system to change.

Automatic features in 401(k) plans have proved highly effective at increasing employee engagement in saving for retirement, so why are some employers still not offering them?

Any new regulations must address ‘real problems in the marketplace,’ NAIFA says.

Understanding where employees have gaps in their retirement literacy can help employers craft better education programs.

Commentary: The answers can help determine where an organization needs the most help with its retirement plan, and financial professionals are well positioned to help sort through the complexity.

President Obama’s plan, outlined in his State of the Union address, makes an enormous impact on a declining middle-class as well as the working poor.

Lack of transparency and confusion for plan participants are just two reasons white-labeling 401(k) plan investments is a bad idea.

Altering the health care law is one priority for Sen. Hatch this year, the committee chairman said in a speech outlining his 2015 agenda.

President Obama will use tonight’s State of the Union address to revive previously announced proposals intended both to spur greater retirement savings and to limit retirement plan tax benefits for higher income earners.

In a defined contribution world, cash balance plans continue to gain popularity, study says.

Few plan sponsors have bought into the idea of annually automatically re-enrolling participants in a qualified default investment alternative, such as a target-date fund, as a means of assuring that their assets are allocated in a manner experts would consider appropriate for retirement investing.

Many companies say they will bolster their efforts in 2015 to increase their workers’ sense of financial health, extending their strategies beyond just retirement readiness

Consolidation actively encourages employees to roll in their prior employer retirement account balances to the current plan at the beginning of employment.