Retirement scan

Employers should be encouraged to provide their workers affordable, simplified long-term care insurance for employees age 45 and older, says report from the Bipartisan Policy Center.

Employers should be encouraged to provide their workers affordable, simplified long-term care insurance for employees age 45 and older, says report from the Bipartisan Policy Center.

Real estate can be a good investment because historical data show that increases in rental rates outpace inflation, but there are caveats for workers to consider.

Real estate can be a good investment because historical data show that increases in rental rates outpace inflation, but there are caveats for clients to consider.

Retirees are better off taking withdrawals from their retirement accounts in their 60s so they spread out their tax liability.

Those who leave the workforce are better off taking withdrawals from their accounts in their 60s so they spread out their tax liability.

Seniors who want to relocate in retirement to a different place from what their spouse prefers may opt to maintain two homes.

Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.

Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.

Those leaving the workforce who want to maximize their nest egg should take advantage of the Rule 72(t) distributions.