Retirement withdrawals

Couples would be better off retiring at the same time, as they face major life changes together. And leaving a career-driven spouse at home in retirement can throw a marriage out of whack.

Employees with grinding financial woes are tapping into their retirement accounts at alarming rates. It has an impact on employers, too.

Couples would be better off retiring at the same time, as they face major life changes together. And leaving a career-driven spouse at home in retirement can throw a marriage out of whack.

Employees with grinding financial woes are tapping into their retirement accounts at alarming rates. It has an impact on employers, too.

Millennials change jobs more than older generations, but thinking about the future is not a huge priority.

Millennials change jobs more than older generations, but thinking about the future is not a huge priority.

Most Americans maintain or even increase their spendable incomes after they started collecting Social Security, according to one of the experts who conducted a study.

Participants appear to experience dues on the principal portion that is more than double his or her incremental tax rate.

Participants appear to experience dues on the principal portion that is more than double his or her incremental tax rate.

92% of 401(k) participants are unaware of the fees they pay in their plans, creating the potential to lose a substantial amount of retirement savings

When it comes to at least one type of investing, U.S. pension funds should take a (maple) leaf out of their Canadian counterparts' playbook, says Bloomberg Gadfly columnist Gillian Tan.

The “I-lost-it” excuse may actually work. This revenue procedure provides taxpayers with a new mechanism to facilitate a rollover, even if a technical failure to comply with the 60-day rule has occurred.

The insecurity is leading to numerous opportunities for plan sponsors to engage employees in planning.

Men and women approach retirement planning in opposite ways, and benefit managers need to change the way they advise female staffers.

Employers need to offer a broad range of investment options in their 401(k) plans, including asset classes that may do reasonably well in a low interest rate environment, according to TIAA’s Roger Ferguson.

In light of the DOL’s new rule, some advisers will have to define a new relationship with employers and may ask for additional fees.