Roth IRAs

Not tapping tax-deferred retirement accounts until the age of 70 1/2 can be a wrong move, as required minimum distributions can be big enough to push retirees to a higher tax bracket.

The most important consideration is that employees are able to complete the 35-year work period because benefits are based on the 35 highest-paid years from their careers.

Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.

Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.

A new line of mutual funds can help retirees manage their RMDs – which many fail to take – and avoid the hefty penalty.

A new line of mutual funds can help retirees manage their RMDs – which many fail to take – and avoid the hefty penalty.

Continuously increasing the FRA is particularly hard on lower-income workers because they tend to retire early.

Retirees can help their grandchildren prepare for future expenses or build a tax-free retirement income.

Retirees are advised to find gigs that suit them and have realistic expectations about the work they do.

People who have left the workforce and wish to return are advised to find jobs that suit them.