Roth IRAs

More people are planning to wait to file for benefits, but just 25% are even aware of their full retirement age.

A couple who expects to earn a bigger income in the future is advised to convert part of their IRA into a Roth now while they are in a lower tax bracket.

A couple who expects to earn a bigger income in the future is advised to convert part of their IRA into a Roth now while they are in a lower tax bracket.

Here’s how to decide whether your client should select the traditional or Roth IRA to put away for retirement and boost their savings.

Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.

Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.

One important somber step for 40-something clients is to consider what happens to their assets when they die.

A reverse rollover from IRAs to other retirement plans is an option that enables investors to improve their tax efficiency.

A reverse rollover from IRAs to other retirement plans is an option that enables investors to improve their tax efficiency.

Retirement savers sometimes make investing decisions that can hurt their portfolios if they are not aware of their tolerance level to risk.