Retirement accounts at ‘serious risk’ as COVID-19 spurs bankruptcies
To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.
SEP IRA
A widening wealth gap could be putting your clients at risk
A recent study found American workers would face better retirement prospects if the federal government adopts certain public policy changes.
Clients can save for retirement while running a business. Here’s how
It is important for entrepreneurs to have an exit strategy and to take control of their debt.
This neglected group could get some relief if proposed 401(k) changes happen
Congress is considering a proposal that would allow small companies to create a multiple-employer retirement plan to enable their workers to build their nest eggs,
Should workers pay off student debt before saving for retirement?
We have multiple goals in life and should be able to handle short-term debts and long-term goals without sacrificing one for the other, says one expert.
Retirees: Stop paying attention to the markets
Short-term returns are mostly noise, which, by definition, largely cancels itself out over time
Retirees: Stop paying attention to the markets
Short-term returns are mostly noise, which, by definition, largely cancels itself out over time
Think saving for retirement is unrealistic? Try retiring with no savings
A new survey finds that three-quarters of baby boomers expect to postpone retirement due to a unrealistic expectations of medical expenses, among other reasons.
Think saving for retirement is unrealistic? Try retiring with no savings
A new survey finds that three-quarters of baby boomers expect to postpone retirement due to a unrealistic expectations of medical expenses, among other reasons.
Solving the healthcare puzzle with a health savings account
Workers with a high-deductible health plan will be better off setting up a health savings account, which offers tax benefits for savings earmarked for future medical expenses.
Trump’s budget could let those on Medicare use this tax-favored account
The proposed budget includes a provision that would give Medicare recipients the option to contribute to a health savings account, which would offer various tax benefits.
Should workers use reverse mortgages in retirement?
Far too many financial advisors overlook home equity as part of a retirement income plan.
Making retirement lemonade from health insurance lemons
The total out-of-pocket health care expenses of a 65-year-old couple in retirement could exceed $320,000, plus 5% annual increases.
Making retirement lemonade from health insurance lemons
The total out-of-pocket health care expenses of a 65-year-old couple in retirement could exceed $320,000, plus 5% annual increases.
Retirement income strategies for next bear market
Workers should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.
Retirement income strategies for next bear market
Clients should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.
IRA options for the self-employed
Here’s how to decide whether your client should select the traditional or Roth IRA to put away for retirement and boost their savings.
Why did some 401(k)s earn 4% last year when the S&P was up 10%?
Despite a stock market rally, it is possible that American's 401(k) returns will remain low.
