401(k)

Without measures to help workers avoid the decision to withdraw their savings, the proposed law is less likely to achieve the stated goals of its supporters.

Single women in their early 60s have saved roughly $37,000 less than men.

Target-date funds can help risk-averse young workers ease into investing.

Several statewide attempts to close the nation’s savings gap may cross borders and serve as a precursor to a nationwide solution for expand retirement options.

Savers can expect investment returns through compounded growth as long as they don’t lose from a market downturn.

There are many misconceptions that can lead to financial hardships in retirement.

The high court agreed to use an appeal to consider tightening the deadlines for lawsuits over the investments made by worker retirement plans.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

Plan participants should consider boosting their contribution rates if they are planning for an early retirement, says one expert.

Although taxes on traditional 401(k) contributions are deferred, distributions will be subject to ordinary income taxes in retirement.