401(k)

New data shows that the average account balance broke records after increasing to $99,900 in the third quarter.

Though the tax legislation is mostly praised for leaving 401(k)s unscathed, new pass-through deduction could impact whether some small businesses offer the benefit.

Savers can now more easily access their 401(k)s and other defined contribution plans, while planning strategy.

As of now, 401(k) plans and IRAs won’t be changed, which is good news for employers and employees, but anything could happen, experts say.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

In September, the inflation rate was 2.23%, slightly higher than the proposed Social Security increase. So realistically, recipients "will not be better off at all."

It’s a retirement adviser’s job to counteract improper advice from clients’ well-meaning but unqualified colleagues.

Those who leave the workforce can maximize the tax benefits by donating a portion of their IRA assets directly through a qualified charitable distribution

The retirement plan gives employees freedom to direct investments and to accumulate savings.

The retirement plan gives employees freedom to direct investments and to accumulate savings.