401(k)

Retirement benefits are safe from tax changes at the moment, but there are still ways legislators can act to improve the system.

And the upper chamber is still considering cutting 401(k) catch-up funding for higher earners.

Hot stock market is driving most of the growth but automatic enrollment is helping too.

Workers often don’t aggregate old retirement savings plans at new jobs, leaving behind orphaned accounts that need attention.

With congressional action making 401(k) plan savings leakage more likely, advisers must increase focus on holistic financial wellness as a preventative measure.

However, many organizations still hoping Congress takes on Cadillac tax and other insurance levies.

Revisions to the House tax plan are expected and experts advise employers to continue thinking about retirement plan alternatives.

By leaving retirement accounts as is, Congress missed an opportunity to help workers who have not saved for the future.

Clients who intend to name minor children as beneficiaries of their IRAs should take taxes into consideration before making a decision.

Clients who intend to name minor children as beneficiaries of their IRAs should take into consideration the "kiddie tax" before making a decision.