401(k)

Having developed robo platforms for retail clients and advisors, Betterment is expanding further into the asset management industry with a 401(k) offering for businesses. As can be expected from its CEO Jon Stein, the scope is grand as the digital-first firm sees a $4.6 trillion market ripe for disruption.

With the final comment period for the DOL’s proposed fiduciary rule closing later this month, experts say the pressure is on regulators to issue a final rule before President Obama leaves office.

Non-government money market funds in 401(k) plans are likely to be institutional prime money market funds that will be affected by reform rules announced by the SEC.

Employees are gaining confidence in their short-term finances but the majority is still not saving enough for retirement.

Stock market swings reiterate need for ongoing retirement plan communication.

Reducing cash-outs and stranded 401(k) accounts increases average account balances, a key industry metric for measuring retirement plan success.

Americans express lower overall retirement confidence than in years past, but rank saving for retirement a top priority.

Commentary: Where do these fees go? There are a number of hands in the pot. Here are the three entities that collect on 401(k) fees.

Schwab’s Steve Anderson talks managed accounts, QDIAs and the increased attention to financial wellness.

While employees see the value in their 401(k) plan, many admit they don’t use it to its full advantage because of competing financial priorities.

Educational policy statements can be a valuable tool to help defined contribution plan sponsors and participants keep on track toward retirement outcome goals.

Volatility has returned to U.S. stock markets with a vengeance. How will 401(k) plan participants react?

Even with an employer match, many employees still choose not to contribute to their 401(k) plan.

The Supreme Court decision in Obergefell v. Hodges primarily affects the administration of benefits and almost exclusively applies to employers in those states that previously did not recognize same-sex marriage.

Plan sponsors wishing to offer a professionally managed series of investment funds should note the following problems with target-risk funds that cause them to be vastly inferior to target-date funds.

Warnings of billions in crippling costs and TV attack ads are the latest salvos from opponents of the Labor Department's fiduciary rule after hearings closed last week. The industry's newest claim is that independent firms could get hit with a bill tallying up to $3.9 billion in startup costs alone should the rule go into effect.

Organizations looking to hire experienced workers may want to make sure their retirement plans are top of the line.

Automatic enrollment gets the most press, but 401(k) plan sponsors are exploring many other auto features to help boost employee savings.

The BIC exemption in the DOL’s fiduciary rule allows retirement plan brokers and advisers to continue setting their own compensation as long as they commit to putting their client’s interests first but some say it will impede brokers who want to work with small businesses.

Advisers can keep their "conflicted" commissions, but it's time to stop harming clients by depleting their retirement savings, says the chairman of the Labor Department's hearings on its proposed fiduciary rule.