401(k)

As of now, 401(k) plans and IRAs won’t be changed, which is good news for employers and employees, but anything could happen, experts say.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

In September, the inflation rate was 2.23%, slightly higher than the proposed Social Security increase. So realistically, recipients "will not be better off at all."

It’s a retirement adviser’s job to counteract improper advice from clients’ well-meaning but unqualified colleagues.

Those who leave the workforce can maximize the tax benefits by donating a portion of their IRA assets directly through a qualified charitable distribution

The retirement plan gives employees freedom to direct investments and to accumulate savings.

The retirement plan gives employees freedom to direct investments and to accumulate savings.

High-yield or junk bonds, equities, and real estate investment trusts are excellent investment options for IRAs.

The reform legislation is good news for employers whose retirement options would have been limited by discussed retirement program changes.

As of now, 401(k) plans won’t be touched, which is good news for employers, but anything could happen, experts say.

As of now, 401(k) plans won’t be touched, which is good news for employers, but anything could happen, experts say.

A participant in the company’s 401(k) plan alleges that the retail giant should have negotiated reasonable fees, but didn’t.

Employees aged 50 and above would no longer be able to make catch-up contributions on a pretax basis to their retirement plans under the Senate version of the GOP tax proposal.

Employees aged 50 and above would no longer be able to make catch-up contributions on a pretax basis to their retirement plans under the Senate version of the GOP tax proposal.

A participant in the company’s 401(k) plan alleges that the retail giant should have negotiated reasonable fees, but didn’t.

A health savings account can be used to cover medical bills and can also be a great savings vehicle for retirement.

Far too many financial advisors overlook home equity as part of a retirement income plan.

Retirement benefits are safe from tax changes at the moment, but there are still ways legislators can act to improve the system.

And the upper chamber is still considering cutting 401(k) catch-up funding for higher earners.

Hot stock market is driving most of the growth but automatic enrollment is helping too.