Healthcare

It’s not uncommon today for retirement to last 20 or 30 years. And yet, more than half of all working-age households are inadequately prepared for retirement, says Prudential’s Christine Marcks.

Everything has a price. As fiduciaries, plan sponsors are tasked by the DOL to ascertain reasonableness on the payments they make to third-parties, says John Ludwig.

Workers need help understanding how and why to prioritize contributions to a health savings account.

Advisers can assist employers in promoting the benefit, offered to low- to moderate-income workers who put money in a 401(k), 403(b) or IRA plans.

The fate of the ACA’s excise tax notwithstanding, employers continue to look at an array of options to rein in their healthcare costs.

Even as employers increasingly shift the cost of these programs on to employees through voluntary plans, workers are seeing value in them.

Price comparison tools available to the public don’t make it easy enough for workers to make informed decisions.

How focus groups, partners, and a new value proposition can lead to additional revenue streams.

Understanding retirement plan administrative requirements, including those around audits and service providers, is essential.

Health savings accounts help workers save for healthcare expenses in retirement. Employees who are eligible to contribute to an HSA should max out those contributions before putting money away in their 401(k) plan, says retirement plan consultant Robert C. Lawton. Here’s why.