Advisers Latest

Commentary: The loyalty and bonds of the fire department can translate well into a successful insurance culture, says retired fire fighter, Colonial's Brian Summers.

Commentary: From mournful reflection to birthday celebration, the bottom line is your attitude about health reform affects your clients, says David C. Smith

Many exchange budgets are being cut at the same time states are struggling to reach their remaining uninsured, and some are looking to brokers to provide assistance in filling that gap.

The Advance Premium Tax Credit probably contributed to an expansion in health insurance coverage last year, but some taxpayers may still lack access to affordable health plans.

Commentary: A new series from industry veteran Kyle Hodges highlights products designed to improve your bottom line.

Commentary: Critical considerations that make a stop-loss plan successful for clients of all sizes, according to Sun Life’s Brad Nieland.

Although most employers who move to private exchanges are seeing some cost savings below trend in their initial years, that is not sustainable over time, says Rob Harkins, practice leader, private exchanges at Willis Group. For Willis, the exchange is not designed to be a long-term money-saving product on its own, but rather part of a larger program for its clients to manage health and wellbeing.

The fight over the Affordable Care Act in Washington is as fierce as ever, with a Republican budget plan that would repeal the health care law Democrats passed five years ago. In the rest of the country, opposition to the law appears to be easing.

Commentary: Employers who start revising their FMLA policies to address this change should also use it as an opportunity to review their benefit plan language to make sure it accurately reflects the updated definition.

Senate Republicans are also seeking a repeal of the medical device tax.