Benefits Think The insurance business is due for an upgrade
Insurtech startups are building infrastructure at a breakneck pace. Can your business keep up?
Jason Andrew
Limelight Health
Insurance
Benefits Think Employee benefits insurance distribution is stuck in the past. It’s time to modernize it
The time has come to overhaul the employee insurance sales process, which will help free up brokers to advise adroitly and carriers to sell efficiently.
Ryan Sachtjen
WatchTower Technologies
Benefits Think Taking the first steps to a long-term benefits strategy
Self-funding may be the ultimate way to provide more plan design flexibility and drive down costs.
Andrew Bloom
Corporate Synergies
Aon considers all-share bid for $24 billion rival Willis Towers
Aon is considering a combination with rival insurance brokerage Willis Towers Watson, in what could be the industry’s largest ever merger.
By
Ed Hammond
Brokers can cut clients’ transition time to self-funded plans in half
Employers who are considering the switch without talking to an adviser languish over the decision up to 24 months, while those working with a professional complete the process within a year.
Benefits Think Why clients and advisers should be upfront with workers about self-funding
The knowledge that employers are paying claims can dramatically change employees’ entire outlook on health benefits and total compensation, says CBIZ's Zack Pace.
Zack Pace
CBIZ
Benefits Think 3 questions advisers should ask about the potential CVS-Aetna deal
The changing dynamics of carrier competition, the effect of insurance M&A on the market and influence on prescription drug availability are all ways employer-based healthcare may be impacted.
Brian Tolbert
Bernard Health
9 rising trends in voluntary benefits
Enhancements in decision support tools, e-enrollment and more are coming, The Standards’ Kevin McNamara says.
Advisers will have to step up technology efforts after AXA-Maestro merger
The French insurer’s purchase of the Chicago-based IT startup could spur brokers to align with ambitious tech and data analytics providers.
The year in healthcare: A focus on cost management
Employers tried new strategies to tame benefit expenses, such as self-funding and association health plans.
15 top stories of 2017: New benefit players, laws and perks caught attention
Zenefits’ exit, new HSA regulations, financial wellbeing programs and Congress’ attempt to replace the ACA were the top stories of Employee Benefit Adviser this year.
In review: 20 young leaders in benefits
The 2017 Rising Stars in Advising are starting their own firms, experiencing monumental growth and embracing change at every turn.
The year in healthcare: A focus on cost management
Employers tried new strategies to tame benefit expenses, such as self-funding and association health plans.
In review: 20 young leaders in benefits
EBA’s 2017 Rising Stars in Advising are starting their own firms, experiencing monumental growth and embracing change at every turn.
Sun Life Financial joins with Pareto to enter stop-loss captive market
The financial services company has teamed up with Pareto Captive Services and its broker network to assist SMBs with offering affordable, reliable health plan options.
Sun Life Financial joins with Pareto to enter stop-loss captive market
The financial services company has teamed up with Pareto Captive Services and its broker network to assist SMBs with offering affordable, reliable health plan options.
Employer-provided benefit costs vary widely by industry
Disparities are more pronounced for retirement than healthcare plans, largely due to the elimination of company pensions.
Benefits Think Graham-Cassidy fails: Overwhelming partisanship obstructs health reform efforts
With the latest bill dead, there are several common-sense fixes to the ACA advisers can promote that a two-party effort could implement, says adviser David C. Smith.
David C. Smith
Ebenconcepts
Brokers design health plans to weather health reform uncertainty
The Graham-Cassidy bill may be dead in this latest round of ACA repeal and replace efforts, but proactive advisers have been preparing their clients since Trump took office to be in compliance with any future modifications.
Benefits Think Graham-Cassidy fails: Overwhelming partisanship obstructs health reform efforts
With the latest bill dead, there are several common-sense fixes to the ACA advisers can promote that a two-party effort could implement, says adviser David C. Smith.
David C. Smith
Ebenconcepts