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Right now, the Affordable Care Act’s shared responsibility provision still applies for next year, and employers soon need to finalize employee premium cost-sharing amounts.

A broker’s well-communicated CI program can serve as a hedge that protects the current wealth management strategy of employees against life’s unexpected events.

Favorable court rulings regarding off-the-clock work require more than the right policies, but illustrate the magnitude of such policies under the right circumstances.

Speaking the employer’s language, providing self-service tools and amping up brand recognition will keep clients turning to brokers for advice.

Moving funds into an advised account constitutes fiduciary investment advice and must be monitored carefully.

While many employers use technology, not all are realizing success in the form of lower benefits administration costs. Advisers need to become students of the space to make savings a reality.

There are five key attributes that make a successful combination of high-tech and high-touch actions to drive beneficial health and cost-saving decisions.

Under current interpretations of agency's final rule, blanket post-accident drug testing policies could be considered retaliatory and in violation of the rule.

By identifying and then treating issues that are hindering a variety of savings goals, advisers can help clients feel more secure in purchasing a new home, funding college education, acquiring emergency funds and more.

Employers need to understand demographics, select a strategic partner and offer HSAs, FSAs and wellness programs.