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A bipartisan commitment to reducing free riders, relieving risk pools and reining in pharmacy inflation will help to fix the broken system, says adviser Craig Hasday.

Student loan repayment, flexible work schedules and retirement funding are among the perks younger workers are looking for from an employer.

Advisers, providers and employers will all benefit from a tidal wave of transformation.

Assessing and monitoring family history and lifestyle-based risk factors and giving employees access to experienced specialists are among the underused tactics companies should embrace.

Advisers need to view themselves as more than just the overseers of plan compliance and administration and step up as the champions of a competitive organization.

The Summary of Benefits and Coverage document has undergone its first major restructuring since 2012 and may have some employers questioning if they are in compliance with group health plan standards, says attorney Carl C. Lammers.

Relying solely on software platforms to choose health plans and enroll employees without expert interaction can cost time and money, and can even lead to compliance issues.

Coaches can address risk factors and prevent the future health problems of employees who struggle with stress, sleep issues or lack of exercise.

Instead of debating insurance marketplaces, U.S. lawmakers should focus on comparing the price of prescription drugs in Canada, suggest Perry Braun.

Comprehensive onboarding, employee recognition programs, company events and mentoring are key.