Retirement

Wellness programs are key to helping employees change money behaviors that are negatively impacting their ability to save for retirement.

There is no guarantee that TDFs generate the needed returns, and these funds may have hidden multiple fees, an expert explains.

Enviable benefits including telecommuting, gym memberships and nap pods increases loyalty among young workers, research says.

They can direct the payments to fund life insurance that they can use for estate taxes, charitable gifts and leave as a legacy for their loved ones.

Less volatility, lower litigation risk and greater simplicity are reasons for embracing this strategy, says adviser Robert Lawton.

A bipartisan bill calls for an increase in full retirement age two months every year between 2022 and 2034 and indexing normal retirement age to life expectancy.

Employers need to help fix flawed plans by helping participants routinely consolidate their savings.

An aging workforce, DIY healthcare and developing technologies will transform the way employers think about benefits.

Programs are becoming more comprehensive, with more companies focusing on fiscal programs while continuing to address physical and emotional wellness.

Retirement looks bleak for many Americans and the Trump administration does not seem to be part of the solution, according to this opinion article.