Retirement

Two Form 5500 draft documents released earlier this year suggest the IRS intends to begin collecting retirement plan compliance data on an annual basis from both ERISA-governed and certain non-ERISA plans.

Small business owners don’t always have the resources or know-how to establish 401(k) plans for their employees.

Commentary: Add these talking points to your next plan review to ensure the year gets off to a good start, says adviser Michael Clark.

The majority of workers have no idea if they’re on track to meet their retirement goals. What role do employers play in helping them find out?

Student loan debt, the need to save to buy a car or home or other priorities may cause many younger workers to forgo 401(k) contributions early in their careers. What can employers do to help them catch up?

Commentary: By understanding the measurables of their plan and leveraging data, plan sponsors will make smarter, more informed decisions to create competitive benefit packages while addressing plan-specific needs with actionable insights.

Commentary: The benefits community should pay close attention to this ERISA case and should be prepared to quickly adapt procedures according to the Supreme Court’s forthcoming ruling, which is expected by June 2016.

Outliving retirement savings is an issue that individuals must face, and a qualified longevity annuity contract is one way to address the problem as lifespans increase.

Commentary: Current and potential employees (no matter the age) are looking for two of the most popular workplace benefits – health and retirement.

Single-employer premiums are set to increase, which could lead to fewer pension plans, resulting in less demand for DB consultants, ERIC CEO says.