Retirement

Small employers who don’t offer 401(k) plans to their employees have a new option with the federal government’s myRA program, officially launched today by the U.S. Department of the Treasury.

MyRA, the Obama administration's free, guaranteed-return starter retirement account, launched nationwide on Wednesday.

Commentary: If plan fees are a potential liability, the logic is sound that the least amount of fees paid reduces that liability. But, EBA retirement columnist John Ludwig asks, does it really?

Aimee DeCamillo, head of T. Rowe Price’s retirement plan services unit, discusses the firm’s target-date fund glide path philosophy, the prevalence of managed accounts and the importance of digital experiences in boosting employee engagement in 401(k) plans.

Commentary: There are a few major culprits behind the challenges women face, and advisers must be mindful of the best ways to address them.

The service is designed for plan sponsors that want to manage their stock plan records in-house but are looking for employee servicing, guidance and brokerage services.

The Bipartisan Budget Act of 2015, passed Wednesday by the House of Representatives, is causing concern in retirement circles after a pension provision was added that raises the amount of money employers must pay to the Pension Benefit Guaranty Corp. for pension insurance.

Several retirement industry experts met on Capitol Hill Wednesday in a continued push to encourage better access to retirement plans for small businesses, championing bipartisan reforms to multiple-employer plans.

The DOL recently won judgments against two employers who failed to remit employees’ 401(k) contributions. Here are three tips for plan sponsors to follow when remitting workers’ elective deferrals to the retirement plan.

Commentary: By cutting cash-outs among 401(k) plan participants, sponsors can help more savings stay in the overall retirement system.