Retirement

Retirement plan administrators routinely receive requests from employees to accept rollover contributions. When processing these requests, plan administrators must be mindful of IRS guidelines.

A speech from the senator has drawn fire from one industry group that says it's a threat to retirement advisers and the American people.

A new proposal to raise Pension Benefit Guaranty Corporation premiums to the tune of $25 billion over the next decade for companies that offer defined benefit pension plans is being contested. Not surprisingly, many in charge of administering their company’s pension benefits see the increase as crippling to their industry and the economy.

Analytics and the use of big data by corporate America are increasingly growing as companies look to make better business decisions. Client, internal information and databases collected over long periods of time are helping companies better understand their business and where to spend their money. The same is true for public retirement systems.

Flexibility, tax benefits and the overall attractiveness of Roth 401(k) plans are encouraging more employers to offer them.

Many studies have shown that the average 401(k) participant earns at least 2% to 3% less each year than the mutual funds in their plans. Because so many of us give in to our emotions and chase markets higher, buying at tops. Then we get scared and sell when markets fall.

Commentary: Columnist John Ludwig says there's no "silver bullet" to solving all employers' financial wellness problems, but looking at certain demographic factors of your group is a good place to start.

Connecticut legislators have approved the creation of a new board to study the feasibility of creating of a public retirement plan for private sector workers in the state who don’t have access to an employer-sponsored plan.

The Employee Retirement Income Security Act generally requires that plan participants get copies of plan documents when requested. However, there is even an enforcement provision of ERISA that subjects the administrator to penalties if they fail to provide requested documentation.

Females are more empowered than ever to steer families financially, but there’s still catch-up work for advisers to do in getting them to save for their later years.