Lee Conrad

New innovations increase participation by making it easier to save and invest for retirement, an expert says.

Parents should have a smart plan on how to help their adult children returning to their home without putting their own retirement at risk.

Only about 20% of Americans know the amount of contributions they can make to their 401(k) plan, according to a new study from TD Ameritrade.

Dental expenses can eat away a considerable amount of retirees’ savings, but these costs are important to prevent health complications and other medical expenses.

The insurer is trying to help workers improve their savings habits. (Spoiler alert: It’s not just about retirement.)

Former elementary school teacher Joe McGinty still uses the communication skills honed in inclusion classrooms.

There are a lot of options — and potential missteps.

Heavily weighting any single stock has the potential to make a portfolio more volatile.

As education loans soar, a benefits provider helps clients address a mounting crisis.

The U.S. is one of the few countries that doesn’t have paid family leave, and it can cause families hardship around the time of a birth, says an expert.

As education loans soar, a benefits provider helps employers address a mounting crisis.

The Trump administration unveiled its proposed budget that includes provisions that would enable Medicare beneficiaries to contribute to a health savings account.

Seniors will face a 20% penalty on top of income taxes if they withdraw funds from a health savings account for non-medical expenses before the age of 65.

Not having a full understanding could hurt workers’ retirement prospects by causing them to possibly miss out on their employer’s match or not reducing their taxable income as much as possible.

The Pension Benefit Guaranty Corp. is facing a $54 billion deficit for insuring multiemployer plans in unionized industries, says the GAO report.

The worst thing investors can do is panic and sell.

To qualify for this feature, clients should have reported a minimum amount for at least 11 years.

For many workers, moving assets from old 401(k)s into a traditional IRA may not be a smart move. One reason: IRAs often don’t offer stable value or guaranteed fund investment options as do most 401(k)s.

If the client makes a mistake, they are advised to take the RMD as soon as they discover it so they can ask the IRS for a waiver of the penalty.

Those who signed up in the past year will get a smaller pension than they would under the old system, but they can expect additional benefits from the tax-advantaged Thrift Savings Plan.