Lee Conrad

Some people have a hard time getting their one-time pass code to log on to their My Social Security account.

Workers should urge their employers to offer this savings option in their 401(k) plans to save for emergency and unforeseen expenses.

The program could see benefit cuts and undergo significant changes in the future, and this poses a problem for seniors who depend on it for their main source of retirement income.

The holidays are fast approaching, which means it is time to start doing some year-end tax planning.

Millennials are already behind in savings compared to where their parents stood at similar ages.

Many of the bill’s provisions are taken from the Retirement Enhancement and Savings Act, which enjoyed some bipartisan support.

This period allows seniors to be more strategic about generating income from their portfolio and minimizing taxes.

"Some analysts have argued for years that the SSA’s estimates systematically underestimate future benefits for most people," an expert says.

Social Security benefits will increase 2.8% next year, but some retirees will not see a rise in their retirement paycheck because of Medicare's hold-harmless provision.

Retirees could end up paying taxes on the majority of their Social Security benefits when certain conditions are met.

Scammers can learn quite a bit of information from social media so don’t think that just because they know a couple pieces of information about you and your family that they are legit.

The number of older Americans who are carrying student loan debt into retirement has grown to 2.8 million from 700,000 in 2005.

Assisted-living expenses increased 7%, according to one study, which is triple the rate of inflation.

The move is the latest effort to reduce the early flow of money out of 401(k)-style plans.

The years between 60 and 70 present a great opportunity for seniors to make moves to protect their retirement savings.

Older couples should determine whether they are physically ready for the task, as moving can be stressful for people of advanced age.

A typical Social Security payment is likely to cover basic costs in these areas.

When leaving heirlooms and other illiquid assets to loved ones, seniors should allow the heirs to inherit the items instead of liquidating them

Clients should turn to their own timeline before making any changes to their portfolio during a market correction.

Market valuations may not be a reliable tool to use to make investing decisions so it can be prudent for savers to assume low investment returns, says an expert.