Benefits Think

U.S. policymakers have implemented major changes to the health insurance industry with the goal of improving the experiences and outcomes of patients. Yet there are still many health care consumers who express deep dissatisfaction with their plans

Welcome to the 5th annual edition of the ABC’s of Employee Benefits. Given the tremendous amount of activity and volatility in the employee benefits space, this version can be summed up in one sentence: Surround yourself with quality, interested, and engaged help or else 2015 will be a very long and painful year.

Commentary: Out-of-pocket health care costs are higher than ever. What solutions can benefit advisers offer their employer clients?

Commentary: Why understanding the impact of health plan costs, employer contribution and employee demographics is vital to sponsoring benefits in 2015.

Commentary: Why understanding the impact of health plan costs, employer contribution and employee demographics is vital to sponsoring benefits in 2015.

Without a well-conceived distribution strategy and enough methods of distribution, your carriers will find themselves with a dwindling customer base and shrinking revenues. So where does that leave you and your business? This is something brokers seriously need to consider, says columnist Jack Kwicien.

New Year’s resolutions aren’t just for dieters and exercisers. The start of a new year is an ideal time for retirement plan sponsor to assess the effectiveness of their plan. Virtually all plan sponsors have areas that are ripe for improvement.

Reflecting on the challenging and exciting changes to employee retirement plans in 2014 - from the myRA to fee disclosure rules - plan sponsors and advisers certainly had their hands full.

Commentary: More than 90% of today's professional workforce are finding trouble balancing home and work, resulting in the need to complete personal tasks on the employers’ dime. ACI Specialty Benefits' Erin Krehbiel shares her firsthand tips on how to get it all done without impacting company time.

With 2015 fast approaching, employee benefit decision makers are scrambling to ensure that they stay ahead of the curve – particularly as the Affordable Care Act’s employer mandate kicks in next month.