Benefits Think

Although there is presently no law against workplace bullying in the United States, a business with offices and employers abroad would do well to take note of the growth of legislation prohibiting this conduct and imposing liability abroad.

The Internal Revenue Service has threatened employers with Affordable Care Act penalties of $36,500 per employee, per year, nondeductible. Makes those $2,000 and $3,000 penalties look like small potatoes, right?

Commentary: There are some misconceptions about a particular rising-star voluntary product and blogger Sam Fleet breaks them down.

Commentary: Break through the mold of using the usual benefit adviser website model. Blogger Wendy Keneipp walks you through the mistakes and fixes for a better sell on the World Wide Web.

Commentary: Blogger Vinnie Daboul had a crisis three years ago — what did he have to show for decades of work in the benefits industry? Here's how he worked through it and how he's feeling today.

Recently Senator Marco Rubio, a 2016 Republican presidential hopeful, shared his thoughts on reforming America's retirement system. Blogger Robert C. Lawton rates Rubio's proposals on a scale of one to five.

Increasingly, organizations are recognizing that employees don’t leave their financial, child/elder care-giving responsibilities and other worries at home, and are beginning to look at wellness in a broader, more holistic way.

The concept of limiting coverage of spouses through the implementation of a surcharge or waiver program has been talked about for years. This is a microcosm of the employee benefits environment where employers are considering every possible cost-control strategy.

Commentary: Blogger Jeff Hyman says creating this culture is challenging but he has suggestions you can bring to your clients, or your own work environment.

Commentary: Columnist Nelson Griswold talks about how the ACA is a massive employer subsidy and why you need to be ahead of other small-group brokers on renewals this year.