Benefits Think

Business owners may have flirted with the concept of self-funding in the past, and may have even discussed it with their brokers, but implementation has been notoriously slow. That's about to change, writes blogger Sam Fleet.

Wellness — like any major change — cannot solely be a top-down effort, launched with a letter from the president, especially at consensus-driven academic institutions.

There’s no denying major medical insurance is the cornerstone of a good benefits package, so the intense focus on it is understandable, particularly in light of the ACA. But employers may be letting the towering tree of major med completely obscure their view of the broad benefits horizon.

Eighty percent of people think they're better-than-average investors. Here are five reasons why, and three ways employers can help plan participants overcome their investing challenges.

EBA Blogger Jerry Kalish shares how referring to yourself in the third person can help you get it right or make it happen.

Now that our elected officials in Washington have come to a short-term budget agreement, what can we expect in the markets and economy for the near term? Unfortunately, probably much of the same.

Never underestimate the value you bring to clients simply by being there.

As the dust settles and national monuments reopen and all those furloughed government workers (and cash-starved private sector workers they support and interact with) go back to work today, the danger may be that Broader America may actually focus some attention on what the ACA will actually mean to them. Especially as it was not all magically wiped away in some Tea Party inspired publicity stunt.

When I present employee education sessions, employees often ask me what they should be doing in their 401(k) plan. Here's what I tell them.

Having people shop for medical care the way they shop for cars or stereos might be ideal, in some ways. But it is not attainable as long as the shoppers are human beings.