Employer Strategies

Employers concerned about the Affordable Care Act’s excise tax continue to consider adopting high-deductible health plans with health savings accounts.

Employers remain unclear about the benefits and drawbacks of switching their health plans to a private exchange, but the majority of those that will evaluate exchange vendors in the future plan to seek guidance from a benefit adviser.

For every employee leave you must ensure that an orchestra of different people, laws, and systems play in perfect concert with each other. Not an easy task when you consider the following: trying to determine who and when employees are on leave, abiding by multiple, complex leave laws, and dealing with HRIS tracking shortcomings.

The Supreme Court will hear a case this fall that holds implications for employers that still offer retiree health benefits.

American workers are increasingly satisfied with their retirement plans and interested in investing in them, a trend advisers and employers use in their favor.

The President, Washington lawmakers and state legislators are all trying to chip away at the backbone of employee retirement benefits. Benefits managers hoping to reinforce the successes of their 401(k) programs need to take action now to help protect the system.

Commentary: Blogger Michael Klachefsky shares ways that disability insurance providers and absence management vendors can help with some unexpected consequences of the health law.

Start by constructing an employee education policy statement for your 401(k) and 403(b) plans. Many plan sponsors never put together this document and, as a result, have no idea if they are achieving any worthwhile education objectives.

Commentary: Blogger Mark Gaunya discusses a niche way some smaller employers might find appealing as a self-funding strategy to control health care costs. It’s called a captive solution.

All of the delays related to the Affordable Care may be seen a sign of the law's failure, but one employment law expert said Monday employers can view the delays as a good thing – an extra year or more to figure out what to do.