Advisers News from Employee Benefit News

Organizations that use AI to strengthen engagement — not automate it — will be the ones that truly improve workforce health.

The path forward to meaningful healthcare reform is to push decision-making and dollars closer to the communities where change needs to happen.

Under this model, cost predictability becomes structural, workforce diversity is treated as a design input and choice shifts from theoretical to practical.

When employers look beyond premiums and examine access, clarity and risk distribution, better options tend to emerge.

A meaningful treatment strategy prioritizes early access, trusted guidance and right-site care before pain escalates into imaging, injections, surgery or long-term disability.

Supporting pregnancy loss directly strengthens workforce stability, protects productivity and reinforces culture. 

Employers now face an inflection point: recognize leaves as an opportunity to strengthen workplace culture or continue to treat them as a disruption. 

Vendor relationships that prioritize empathy, communication and simplicity in benefits offerings journey underscore the importance of collaboration. 

Advisers say the health insurance market could stay hardened in 2027 and beyond amid greater involvement in benefit design strategies from executive teams.

Pet insurance allows employees to protect something that matters deeply to them, and it signals that their employers understand the realities of their everyday lives.

A delay in administrative wage garnishment buys employers more time to devise strategies to assist debt-ridden employees and alleviate financial stress.

Employers are feeling pressured to cover weight-loss drugs without breaking the bank, and considering an alternative to traditional health insurance.

Traditional claims reporting often splits depression, anxiety, substance use disorders and attention disorders into silos, minimizing the aggregate impact.

Employers can detect and reverse employee disengagement through people and workplace strategies rooted in empathetic listening.

Benefit advisers unpack their latest client experiences helping employers respond to a hardening group health insurance market and employee education challenges.

The Section 45F employer child care tax credit has been significantly expanded to reduce child care costs while boosting talent retention and productivity.

Navigation-focused AI helps employees identify in-network care, understand coverage and avoid financial surprises — an impact that is immediate and measurable.

Handing off clients to an e-filing expert can help reduce administrative strain while allowing HR and benefits teams to focus on employee support and plan strategy.

Clarifying that accessing earned wages through employer-integrated models is not the same as borrowing removes a major obstacle to adoption.

Some 80% of respondents said they expect estate planning to be integrated into financial wellness offerings.