Advisers News from Employee Benefit News

Using real-world data to quantify differences between mental health and physical health care, this index turns parity from a checkbox into a strategic conversation.

Helping clients establish a formal fiduciary committee charter moves the health plan from an uncontrollable cost into a managed corporate asset.

Latest point solutions help health plan members understand their coverage, uncover billing errors on claims and offer business intelligence on what's driving costs.

Virtual chronic care platforms, nutrition support and targeted coaching are helping organizations address cardiovascular disease, obesity and diabetes.

Five integrated pillars transform the client conversation, making the "sale" a byproduct of a much richer advisory relationship.

By connecting clients with the latest tools to automate time-consuming tasks and achieve greater operational efficiency, benefit advisers are leveling up their strategic value.

The practical value of a guarantee depends heavily on the contract terms that sit behind the headline.

Technology can help brokers offer employer clients and their workforce a better benefits renewal and navigation experience.

Unlike traditional life insurance focused solely on death benefits, living benefits provide tangible value throughout the policyholder's life and appeal to younger workers. 

Reimbursing employees for physician-authorized medical cannabis gains traction as an alternative to costly pharmaceuticals.

The next era of advisory practice will belong to those who combine holistic guidance with integrated insights and actionable strategies.

The objective is to have a clear view of baseline vs. current Rx trend, documented savings tied to interventions and a reconciliation check on guarantees and rebates. 

The key to success is reviewing an administrator's fiduciary status, licenses they hold with carriers and the agent of record that is going to service the policy.

How one adviser's personal experiences reinforced the value of providing long-term care coverage as part of a hybrid life insurance policy for a superior solution.

The time has come to assemble a coalition of defense to remove a structural flaw that has resulted in a waste margin of roughly $4,000 per employee per year.

With more than 400 million health data breaches recorded since 2021, failure to protect plan participants from fraud may serve as fertile ground for class-action litigation.

With raised fiduciary expectations, the health benefits market will move toward more transparent, level-fee structures and fiduciary-aligned advice.

An ability to clearly explain what changed, why it changed and what can realistically be influenced next is indispensable in the face of opacity.

Full disclosure of administrative fees, rebates and spread pricing practices is essential to ensure PBM incentives align with a client's best interests.

Starting conversations earlier, educating consistently and helping employers believe they can influence employee healthcare represent a competitive leg up.