Healthcare

Yes, the ACA open-enrollment deadline has passed. No, that doesn’t mean employers cannot terminate or change their health plan — because employees can still enroll on the exchange.

As hopeful evidence that a half-decade of retirement savings doldrums may finally be over, a new examination of employee 401(k) participation suggests workers are back on the savings path – and increasingly using HSAs as a new form of long-term financial planning.

Advisers and employers can use education to boost the enrollment of millennials in voluntary disability programs

Administering the 2010 health care law is just like municipal snow shoveling — a top priority that’s non-negotiable, John Koskinen, the commissioner of the U.S. Internal Revenue Service, said Wednesday.

More than 1 million people waited until the last five days to sign up for 2014 health coverage under Obamacare, and early indications are that many were young minorities, insurance analysts and enrollment groups said.

A majority of Americans remain uninsured and many based the decision to stay uninsured on the cost of coverage, with many not even visiting an exchange to see a price estimate, a new study from consultancy Market Strategies International finds.

Retirement plan sponsors and their consultants are attentively following the Supreme Court today as it hears oral arguments in Fifth Third Bancorp v. Duddenhoeffer, a case that has implications for the retirement plan industry’s fiduciary standard in employee stock ownership plans.

Typically thought of as the employees’ responsibility, plan sponsors should actually facilitate all aspects of required minimum distributions – from alerting participants about them to activating the fund withdrawal.

The latest ACA enrollment extension could mean big losses for insurers and higher premiums for everyone in 2015, Moody’s predicts.

President Barack Obama’s declaration that 7.1 million health-plan enrollments serve as a rebuke to critics of his signature law won’t diminish the opposition nor stop the scrutiny of the overhaul’s effect.