IRAs

High-yield or junk bonds, equities, and real estate investment trusts are excellent investment options for IRAs.

Retirement readiness would vastly improve by requiring auto features, increasing HSA contribution limits, and outlawing participant loans, among other recommendations, says adviser Robert Lawton.

Hot stock market is driving most of the growth but automatic enrollment is helping too.

Workers should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.

Clients should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.

Clients who intend to name minor children as beneficiaries of their IRAs should take taxes into consideration before making a decision.

Clients who intend to name minor children as beneficiaries of their IRAs should take into consideration the "kiddie tax" before making a decision.

While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, experts say.

While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, says an expert.

Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets, according to a survey.