10 things to know about health savings accounts

By and large, employees who are enrolled in a health savings account are using them as spending accounts rather than as tax-free long-term savings accounts, according to research from Willis Towers Watson. Meanwhile, about one in four employees who can enroll in an HSA opted not to enroll, according to the consulting firm’s survey of more than 2,100 employees.

Here are 10 findings about health savings accounts from the report.